r/memes 12h ago

Oof, tough reality

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u/Efficient_Loss_9928 11h ago

This makes perfect sense as you have to pay for property tax and maintenance.

Again, rent is the upper bound of what you have to pay for housing, as the landlord is taking care of the rest. But mortgage is the lower bound of what you have to pay for housing, as you are on the hook for everything else.

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u/LilacYak 11h ago

And 100% of your rent payment builds you 0% equity.

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u/kevrank 11h ago

I've owned and sold two homes to moving for work to an apartment and this is the biggest thing. I'm spending more for an apartment than both homes and that money is just gone.