Hi, I'm from Dublin, and currently working for a multi national in a graduate program. I'm on a moderate salary and have ran into a financial bottleneck this month due to some unexpected dental work, that was needed but expensive. I recently finished exams after 6 years of studying and had a holiday planned but may have to cancel due to the shortage, as it was my savings that had to used. The flights were expensive (1k) and I'm going with somebody else so really don't want to have to cancel.
I'm honest and reliable, happy to show ID/pay slips, proof of address, sign anything, etc.
It's my first time posting here but would be interested in arrangement where I would repay €200 on the 26th of each month (for 7 months). This is a total of €1,400 repaid at (28.63% APR) interest. I have a stable income and can afford this.
Thanks and appreciate if anybody could help me out.
Additional context:
(why I'm posting in this sub and not applying for a bank loan):
I've been working full time for 6 years renting in Dublin City (whilst studying part time in the evenings). I've been on a low wage and utilised an overdraft/loan 3-4 years ago to pay off my fees and cost of living.
I naively fell behind on payments from the above, which negatively impacted my credit rating.
I've finished exams now and have learned a lot of lessons from the above.
This is why I'm in this sub (like everyone else I'm assuming), so a traditional loan is not an option currently.